Refund Policy

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Changes and amendments


We may update this Privacy Policy from time to time in ourdiscretion and will notify you of any material changes to the way in which wetreat Personal Information. When changes are made, we will revise the updateddate at the bottom of this page. We may also provide notice to you in otherways in our discretion, such as through contact information you have provided.Any updated version of this Privacy Policy will be effective immediately uponthe posting of the revised Privacy Policy unless otherwise specified. Yourcontinued use of the Website/App or Services after the effective date of therevised Privacy Policy (or such other act specified at that time) willconstitute your consent to those changes. However, we will not, without yourconsent, use your Personal Data in a manner materially different than what wasstated at the time your Personal Data was collected.


Acceptance of this policy


You acknowledge that you have read this Policy and agree toall its terms and conditions. By using the Website/App or its Services youagree to be bound by this Policy. If you do not agree to abide by the terms ofthis Policy, you are not authorized to use or access the Website/App and itsServices.


Contacting us


If you would like to contact us to understand more aboutthis Policy or wish to contact us concerning any matter relating to individualrights and your Personal Information, you may do so via the contact form orsend an email to



– Subscriptions are paid monthly in advance until the userchooses to terminate his/her subscription. In the case of monthly payments, theuser will be charged every thirty (30) days, commencing from the date on whichthe user takes out a subscription. In some cases, the date on which the userwill be charged will change, for example, if it is not possible to confirm thedate of validity on the user’s account card.

– Payment is made by credit/debit card or other paymentmethod which Creative Digital Library at any given time informs the user of.

– Prices do not include any data communication charges whichthe user’s internet or telecommunication service provider may claim under theuser’s contract with such service provider.

– In the event of default of payment, Creative DigitalLibrary reserves the right to terminate the user’s access to Service. User canre-activate his/her access to Service by



– When You sign up with a CreativeDigital Library Gift Cardand You are not a subscriber of Service, you will be provided full access toService during the full period of the Gift Card. Upon the expiry of the GiftCard Service will be automatically terminated unless user actively signs up asa paying subscriber. However, if user activates a Creative Digital Library GiftCard when he/she is already a subscriber of Service, Creative Digital Librarywill not temporary suspend the requirement for payment of Service for thevalidity period of the Gift Card.




– If the user changes his/her mind and wants a refund he/shecan inform within 2days of the subscription taken.